Many Banks Violated The Price Law &Nbsp; Overcharged Customer Fees Were Investigated.

The national development and Reform Commission and some local price authorities in the 7 part of the month, some banks. Finance The business outlets of the institution conducted unannounced visits and inspections. A number of banks, including ICBC, Bank of China, China Construction Bank and Agricultural Bank of China, have illegally collected the loss of RMB personal account password, according to the inspection. All the above actions are in violation of the relevant provisions of the People's Republic of China price law and the commercial bank law of the People's Republic of China. The price authorities in various places have ordered relevant banking financial institutions to refund the excess fees to customers, and will impose administrative penalties according to law.

In March 9th, the China Banking Regulatory Commission, the people's Bank of China and the national development and Reform Commission issued the Banking The notice of financial institutions exemption from some services charges (No. 2011 of Banking Regulatory Commission [22], hereinafter referred to as "22") requires banking financial institutions to cancel 11 categories of 34 service charges from July 1, 2011.

In order to implement the requirements of Article 22, recently, the national development and Reform Commission and some local price authorities conducted some unannounced visits and inspections to some of the banking financial institutions' outlets in mid and late 7. The specific circumstances are as follows:

In from July 1st to 5th, ICBC Jilin branch, Inner Mongolia branch, Bank of China Shanxi branch, Ningxia branch, China Construction Bank Chongqing branch, Hebei branch, Beijing branch, and Inner Mongolia branch of the Agricultural Bank of China branch, continue to charge the personal account password loss fee of the people's account. CITIC Bank Zhengzhou branch business department and city branch business department and other 18 outlets in from July 1st to 14th, the Hohhot branch of Xingye Bank branch business outlets in from July 1st to 12th, Qinghai Rural Credit Cooperatives Union Xining and other 25 county-level associations between July 1st and 14 date, Shaanxi Xi'an Changan District credit cooperatives cooperative business department during from July 1st to 15th, continue to collect RMB personal account password loss reporting fees.

In addition, the inspection also found that the head office of CITIC Bank, the head office of Xingye Bank and the head office of the China Postal Savings Bank violated the regulations, and delayed the cancellation of the time for the loss of the password of RMB personal accounts, which resulted in the cancellation of the loss of personal account password in July 13th and July 9th. The national development and Reform Commission will give serious consideration to the violation of the above three head offices. Handle 。

The State Development and Reform Commission pointed out that bank service charges are related to the vital interests of the masses. Banking financial institutions must strictly enforce the provisions of the government regulatory departments. They must not postpone the execution of the regulations of the regulatory departments without authorization. They must not continue to charge fees for the cancelled items. They must not decompose the charging items, resume fees or collect fees in disguised form, and do not force or disguise compulsory services and charges. All banking financial institutions should take warning, strengthen the awareness of charging according to law, and strictly regulate them. charge Behavior, to provide good service for customers.

The national development and Reform Commission requires that price authorities in all localities should immediately organize a comprehensive inspection of the implementation of Article 22 in the banking financial institutions. The illegal fees collected since July 1st, especially the handling fees for the loss of personal accounts in Renminbi, should be returned to customers in full, so as to safeguard the seriousness of national policies and protect the legitimate rights and interests of the masses.